₹0.5%

UPI transaction fee

T+1

Settlement speed

50+

Indian banks supported

24×7

UPI availability

Features

Complete India payment stack

Whether you’re a domestic merchant or an international business selling to Indian customers, Paynectra gives you everything you need to collect payments in India.

All UPI Apps

PhonePe, Google Pay, Paytm, BHIM, Amazon Pay, WhatsApp Pay, and any UPI-enabled banking app.

Instant IMPS

24×7 instant bank-to-bank transfers. Up to ₹5 lakh per transaction with flat ₹8 fee.

UPI AutoPay Mandates

Set up recurring UPI debits for subscriptions, EMIs, and SIP-style payment plans.

50+ Netbanking Banks

HDFC, ICICI, SBI, Axis, Kotak, Yes Bank, and 45+ more Indian banks via netbanking.

Real-Time Dashboard

Live transaction monitoring, success rate analytics, and daily settlement reports in INR.

API & Plugin Ready

RESTful API with SDKs for Node, PHP, Python. WooCommerce and Shopify plugins available.