Paynectra is the complete payment stack for modern businesses — a unified platform that handles global processing, fraud, compliance, payouts, and developer tooling from a single integration.
Smart routing — automatically routes each transaction through the optimal acquiring path to maximise approval rates and minimise costs.
35 settlement currencies — hold and receive payouts in USD, EUR, GBP, AUD, JPY, and 30 more currencies at interbank exchange rates.
Local payment methods — iDEAL, SOFORT, Bancontact, SEPA, Boleto, PIX, Alipay, WeChat Pay, and 80+ other local methods.
Adaptive machine learning — fraud models trained on $10B+ in transaction data, continuously updated as new patterns emerge.
Chargeback Alerts — integrated with Verifi and Ethoca to intercept disputes before they are formally filed, saving fees and ratios.
Custom rules engine — build your own fraud rules using the drag-and-drop rule builder. Block by country, device, velocity, or any custom attribute.
We handle all the blockchain infrastructure so you can accept crypto from customers worldwide — with instant settlement in fiat or native crypto, your choice.
50+ cryptocurrencies — Bitcoin, Ethereum, USDT, USDC, BNB, XRP, Solana, Litecoin, and more assets added regularly.
Volatility protection — real-time conversion at checkout locks in the fiat value, eliminating crypto price risk for merchants.
Multi-chain support — EVM chains, Solana, TRON, and Bitcoin Lightning Network for instant, near-zero fee micropayments.
From simple monthly plans to usage-based pricing with complex metering, Paynectra’s billing engine handles every model — and fights involuntary churn automatically.
Smart retry logic — failed payment recovery using ML-optimised retry schedules that increase recapture by up to 30%.
Usage-based billing — meter API calls, data usage, seat counts, or any custom metric. Bill exactly what customers consume.
Dunning management — automated email sequences for failed payments with smart timing based on historical recovery data.
| Feature | Paynectra | Stripe | PayPal | Braintree |
|---|---|---|---|---|
| High-risk merchant accounts | ✓ | ✗ | ✗ | ✗ |
| Crypto payment acceptance | ✓ | ✗ | Limited | ✗ |
| Dedicated account manager | ✓ All plans | Enterprise only | ✗ | Enterprise only |
| Chargeback representment | ✓ Managed | Self-service | Self-service | Self-service |
| Multi-currency settlements | ✓ 35 currencies | ✓ 45+ | Limited | ✓ |
| Forex / CFD industry | ✓ | ✗ | ✗ | ✗ |
| iGaming / Casino | ✓ | ✗ | ✗ | ✗ |
| PCI DSS Level 1 | ✓ | ✓ | ✓ | ✓ |
| Payment Links (no code) | ✓ | ✓ | ✓ | ✗ |
| 24/7 phone support | ✓ Enterprise | ✗ | Limited | ✗ |
